Community Development Python Packages

cdfidata

ETL pipeline for US Treasury CDFI Fund public datasets — TLR, CLR, ILR, NMTC, and Awards data

nmtc-mapper

Automated NMTC eligibility checker — geocode addresses and check Low-Income Community status using official CDFI Fund 2016-2020 ACS data. Batch process 10,000 addresses at once.

nmtc-application-builder

Open-source intelligence platform for competitive CDFI Fund NMTC applications. Score your project pipeline against patterns from CY2020–2024 winners across 5 dimensions, get prioritized recommendations, and generate complete Word/Excel/PDF application packages. 544 tests. MIT licensed.

nmtc-calc

Python calculator for New Markets Tax Credit (NMTC) leveraged transactions

hmda-analyzer

HMDA mortgage lending disparity analyzer — denial rates, racial disparities, lending deserts, and lender benchmarking

cra-scraper

CRA exam ratings scraper and analyzer — search FFIEC database, parse Performance Evaluations, identify CDFI partnership opportunities

cdfi-benchmark

CDFI and MDI peer benchmarking tool using FDIC call report data — NIM, efficiency ratio, ROAA, CET1, and more

cdfi-loan-pricing

Loan pricing models and rate calculators for CDFI lenders — credit spreads, subsidy analysis, and blended rate sheets

oz-tracker

Opportunity Zone investment tracker — OZ 1.0 and OZ 2.0 eligibility, QOF tax benefits, rural QORF analysis, and portfolio tracking

credit-memo

Generate IC credit memos from structured deal inputs — CDFI loans, NMTC deals, and impact investments

lihtc-calc

LIHTC transaction calculator — qualified basis, applicable fraction, 4% vs 9% credit, 15-year compliance period, recapture, and investor IRR

cdfi-stress-tester

CDFI portfolio stress testing engine — Monte Carlo simulation with correlated shocks to NOI, rates, property values, and borrower revenues

fair-lending-screener

Statistical disparate impact analysis for HMDA data — the methodology federal examiners use, open-sourced for community advocates and journalists